Public school teachers, police, firefighters, and other state and local government employees accept their jobs with the understanding that their relatively low salaries are backed up by excellent pension benefits. In July 2019, Moody’s Investors Service estimated that U.S. public pensions are underfunded by $4.4 trillion. U.S. public pension underfunding is larger than the
The California Consumer Privacy Act (CCPA) takes effect on January 1, 2020 and imposes a wide range of new requirements for the collection and processing of personal data of California residents.
Under the CCPA, “consumer” is defined broadly as a natural person who is a California resident. Assembly Bill 25, signed into law on October